When to pick CreditorWatch
- You want continuous monitoring of a counterparty's credit signals (defaults, court actions, scores).
- You're running collections and need ASIC alerts.
- You want a credit score plus PPSR in one place.
When to pick Hoist Assets
- You're doing transactional due diligence: run PPSR, get evidence, attach to a deal, move on.
- You want MCP / API access for an agent or platform.
- You don't need credit scoring (you have your own underwriting).
Feature-by-feature
Hoist column reflects the S2 target. S1 today is sandbox fixtures only - see /roadmap.
| Feature | CreditorWatch | Hoist Assets (S2 target) |
|---|---|---|
| PPSR organisation search | Live | Planned (S2-gate) |
| Credit scoring / reporting | Live | - |
| Default monitoring / alerts | Live | - |
| ASIC alerts | Live | Pending (later) |
| Public REST API + MCP | Limited API | REST planned (S2-gate); MCP live (fixture flows at S1) |
| Self-serve signup | Live | Planned (S2-gate); pre-register today |
| Per-search billing | - | Planned (S2-gate) |
Planned pricing
Hoist plans are not live today. Pricing below is the planned S2-gate shape; see /pricing for caveats.
| Volume | CreditorWatch (today) | Hoist Assets (planned S2) |
|---|---|---|
| Single PPSR search | Bundled in plan | A$2.50 (planned) |
| Monthly plans | From ~A$59 (basic monitoring) to A$500+ (Pro) | A$99 / A$199 / A$249 (planned) |
| Monitoring | Yes, primary | No |
CreditorWatch prices are estimates based on customer-published rates. Hoist prices are the planned S2-gate rates - they are not billed today. Corrections welcome at [email protected].
Migration
If you primarily use CreditorWatch for monitoring, keep it. If you primarily use it for transactional PPSR pulls, plan to layer Hoist for the PPSR portion once S2-gate paid searches go live, and let CreditorWatch handle the monitoring side.
FAQ
01Can I use both?
Yes, lots of customers do. CreditorWatch for monitoring + scoring, Hoist Assets for the PPSR + ABN diligence step at deal time. The two products don't overlap meaningfully.
Other comparisons
Try the workflow shape today.
Sandbox fixtures are free. Real searches and paid plans go live at S2-gate (planned pricing from A$99/mo). Pre-register as a design partner to lock the planned price.