When to pick Equifax PPSR Online
- You're a bank or large lender already on an Equifax credit-bureau contract.
- You want PPSR pulled inside your existing Equifax credit application.
When to pick Hoist Assets
- You're a broker, SME lender, business broker, or independent IP who doesn't have an Equifax relationship.
- You want pricing on a page, not a quote.
- You want MCP / API access for an agent.
Feature-by-feature
Hoist column reflects the S2 target. S1 today is sandbox fixtures only - see /roadmap.
| Feature | Equifax PPSR Online | Hoist Assets (S2 target) |
|---|---|---|
| PPSR organisation + serial | Live | Planned (S2-gate) |
| Credit reporting | Live | - |
| MCP / public API | - | MCP live (fixture flows at S1); REST planned (S2-gate) |
| Self-serve signup | - | Planned (S2-gate); pre-register today |
| Public planned pricing | - | Live (see /pricing) |
Planned pricing
Hoist plans are not live today. Pricing below is the planned S2-gate shape; see /pricing for caveats.
| Volume | Equifax PPSR Online (today) | Hoist Assets (planned S2) |
|---|---|---|
| Single PPSR call | Contract pricing, typically A$20-25 | A$2.50 per call (planned) |
| Monthly plans | Bundled with credit reporting contract | From A$99/mo (planned) |
Equifax PPSR Online prices are estimates based on customer-published rates. Hoist prices are the planned S2-gate rates - they are not billed today. Corrections welcome at [email protected].
Migration
Plan: export your historic searches from Equifax Online (CSV or PDF batch) and email [email protected] once S2-gate opens; we'll seed your account.
FAQ
01Is Equifax's certificate any more 'official' than ours?
No. Both go through AFSA and return the same AFSA-issued certificate. The certificate is the legal artefact; the reseller wrapper is just workflow and billing.
Other comparisons
Try the workflow shape today.
Sandbox fixtures are free. Real searches and paid plans go live at S2-gate (planned pricing from A$99/mo). Pre-register as a design partner to lock the planned price.