PPSR + ABN due diligence for SME lenders at origination.
At S2-gate launch, Hoist Assets will run the AFSA PPSR organisation search and ABN/GST checks SME lenders use to confirm collateral status and counterparty identity at loan origination — target pricing A$2.50 per call versus A$30+ at incumbent resellers. Today we're in the S1-gate validation sprint — the sandbox against three fixture organisations is live; real AFSA traffic is not.
A day, before and after Roadmap (S2-gate)
Originator runs InfoTrack search at A$30. Waits for the PDF. Manually keys the data into the credit decisioning system.
Plan: origination workflow calls Hoist Assets. JSON response feeds the credit decisioning system automatically. PDF attaches for the audit file. None of this is wired today — the API + record-PDF pipeline lands at S2-gate.
Workflows on the roadmap S2-gate
Identity + collateral, one call
Plan: on loan application, call abn_lookup + ppsr_search_organisation. JSON drives the credit decisioning; the PDF goes in the audit log. Tools land at S2-gate.
Quarterly book sweep
Plan: once a quarter, batch the active book. Hoist Assets returns registration deltas (new, expired, changed). Surface anomalies to the credit team. Batch endpoint is S2-gate work.
Integration paths (planned) S2-gate
- Direct API (S2-gate)
- Webhooks (S2-gate, Team tier at launch)
- MCP for AI-assisted underwriting (S2-gate)
Pricing for this persona Roadmap (S2-gate)
Target tier for SME lenders at S2-gate is Pro (A$199/mo) — A$50 of AFSA searches included, batch CSV, 90-day audit log. See /pricing for the full planned grid and per-search API option.
FAQ
01Can your records satisfy ASIC RG 209?
Records document the inquiries you've made. ASIC RG 209 (responsible lending) requires reasonable inquiries; PPSR is one element. Hoist Assets is upstream of credit decisioning; the record is evidence the inquiry was made.
Other personas
Try the sandbox.
Three fixture organisations, unlimited free, no signup. Real AFSA traffic and paid plans land at S2-gate launch — pre-register interest if you want first dibs.