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What is AFSA?

The Commonwealth statutory authority that operates the PPSR and administers personal insolvency.

Australian Financial Security AuthorityLast updated 2026-05-15

The Australian Financial Security Authority (AFSA) is a Commonwealth statutory authority that does two main things:

  1. Administers personal insolvency (bankruptcy, debt agreements, personal insolvency agreements).
  2. Operates the PPSR under the Personal Property Securities Act 2009 (Cth).

Functionally, when you "search the PPSR," you're hitting an AFSA endpoint. AFSA charges A$2 per search and issues the official certificate. Resellers like Hoist Assets sit between you and AFSA, pay the A$2 on your behalf, and add a workflow layer.

Other AFSA touchpoints

  • The National Personal Insolvency Index [AFSA-side: National Personal Insolvency Index] — a different register from the PPSR; tracks bankruptcy notices.
  • B2G Account framework for resellers.

Worth noting: AFSA's NPII [AFSA-side: National Personal Insolvency Index] (the bankruptcy index) is a separate register from the PPSR. Hoist Assets operates on an org-only scope for PPSR searches — see the NPII disambiguation page for the full explanation.

Related terms

  • PPSR — The Australian national register where security interests in personal property are recorded.
  • B2G Account — AFSA's framework for authorised PPSR resellers — the contract type Hoist Assets holds to run org-only searches on behalf of customers.

How Hoist Assets uses this

Search the AFSA via the Hoist Assets API or MCP server. See /docs for endpoints.

Sources