In PPSR terms, a grantor is the entity whose property has been used as collateral for someone else's claim. If you finance a truck and the lender registers a PPSR security interest, you (the buyer) are the grantor; the lender is the secured party.
Two types
- Organisation grantors — identified by ACN. Searchable under Hoist Assets' org-only scope.
- Individual grantors — identified by name + date of birth. Not searchable under our org-only scope (see our boundary).
Why it matters
Knowing who the grantor is on a given registration tells you which counterparty is on the hook to the secured party. A new buyer of a piece of equipment will want to confirm the seller is no longer the grantor of an active registration over that equipment.
Related terms
- Secured party — The party who holds a security interest over the grantor's property — typically a lender, finance company, supplier on retention-of-title terms, or lessor.
- PPSR — The Australian national register where security interests in personal property are recorded.
- NPII — Disambiguation: AFSA's National Personal Insolvency Index (bankruptcy register), distinct from Hoist Assets's deprecated internal 'NPII' shorthand for org-only PPSR searches (now renamed to 'org-only').
How Hoist Assets uses this
Search the Grantor via the Hoist Assets API or MCP server. See /docs for endpoints.